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Striking a Proper Balance: ESG for Structured Finance
The securitization market continues to wrestle with the myriad of approaches and lack of standards in identifying and reporting ESG factors in transactions and asset classes. But much needed guidance
Why Climate Risk Matters for Mortgage Loan & MSR Inves...
The time has come for mortgage investors to start paying attention to climate risk.Until recently, mortgage loan and MSR investors felt that they were largely insulated from climate risk. Notwithstanding
FHFA Prepayment Monitoring Reports (Q1 2022) Powered by Ris...
To help enforce alignment of Agency prepayments across Fannie’s and Freddie’s Uniform MBS, the Federal Housing Finance Agency publishes a quarterly monitoring report. This report compares prepayment speeds of UMBS
Daniel Fleishman Joins RiskSpan’s MSR Team
ARLINGTON, Va., May 3, 2022 -- RiskSpan, a leading provider of residential mortgage and structured product data and analytics, has appointed Daniel Fleishman as Managing Director within its recently announced
Webinar: How Much Will That MSR Portfolio Really Cost You?
June 8th | 1:00 p.m. ET Accurately valuing a mortgage servicing rights portfolio requires accurately projecting MSR cash flows. And accurately projecting MSR cash flows requires a reliable forecast of
Senior Home Equity Rises Again to $10.6 Trillion
Homeowners 62 and older saw their housing wealth grow by some $405 billion (3.8 percent) during the fourth quarter of 2021 to a record $10.6 trillion according to the latest
RiskSpan Announces Cloud-Native Mortgage Servicing Rights A...
ARLINGTON, Va., Mortgage fintech leader RiskSpan announced today that it has added a Mortgage Servicing Rights (MSR) application to its award-winning on-demand analytics Edge Platform. The application expands RiskSpan's unparalleled
Surge in Cash-Out Refis Pushes VQI Sharply Higher
A sharp uptick in cash-out refinancing pushed RiskSpan's Vintage Quality Index (VQI) to its highest level since the first quarter of 2019. RiskSpan's Vintage Quality Index computes and aggregates the
EDGE: Cash-Out Refi Speeds
Mortgage rates have risen nearly 200bp from the final quarter of 2021, squelching the most recent refinancing wave and leaving the majority of mortgage holders with rates below the prevailing
Industry Virtual Roundtable: The Intersection of Climate Ri...
April 14th | 2:00-3:15 p.m. ET With both the public and private sectors increasingly making climate risk management a priority, attention in our industry is turning to what it means
EDGE: Recent Performance of GNMA RG Pools
In early 2021, GNMA began issuing a new class of custom pools with prefix “RG.” These pools are re-securitizations of previously delinquent loans which were repurchased from pools during the
Incorporating Climate Risk into ERM: A Mortgage Risk Manage...
Climate risk is becoming impossible to ignore in the mortgage space.President Biden’s May 2021 Executive Order makes clear that quantifying and mitigating climate risk will be a priority for the
