Innovating Climate Risk Analytics for Mortgage Finance
Our Unique Approach
Property-Specific Analysis for Targeted Results
Leverages Catastrophic Event Models Used to Price Risk Today
Holistic View of Risk that Considers the Overarching Economic Drivers of Mortgage Performance
What We Create
Loan Level Hazard Risk Scoring
Converts Property Loss Simulations into an Easy-to-Use Risk Scoring Framework
Considers location-specific risk
Property attributes and mitigating features (age, roof, construction, etc.)
Flags Loans with risk but uninsured–outside FEMA designated SFHAs
Climate and Natural Hazard Stress Testing
Transparent, Adjustable Set of Mortgage Model Scenarios
Scenarios Covering Specific, Acute Weather Events
Climate Risk Scenarios capturing Chronic Physical Risk and Transition Risk
How it’s Delivered
Loan Score and At-Risk Loan Watch List
Risk Score Analysis for Portfolio Management or Loan Screening
Portfolio Risk Dashboards
Tableau Dashboards to Dig Deeper on Loan Scoring and Climate Stress Testing Results
Financial Disclosure Report & Commentary
Consolidated Reporting to Support Corporate Climate Risk Disclosures
On-Going Portfolio Monitoring and Emerging Event Risk Analysis
Update Analysis as New Loans Acquired, Analyze Hazard Events in Real-Time