Data Libraries
Explore our collection of traditional and alternative datasets
Contact us for access and to learn more
![data libraries icon](https://riskspan.com/wp-content/uploads/2020/07/data-libraries-icon.png)
Small Business Almanac
Powered by transaction data for millions of small businesses, track spending by state and industry.
Source: Womply Revenue
Hourly Wage Earners
Earnings data for hourly income workers for small businesses by geography
Source: Homebase
Unemployment Claims (Weekly)
National, State, County, City
Source: DOL
COVID-19 Mobility
Tracks movement trends by geography, across types of places (retail, groceries, transit stations, workplaces, and other)
Source: Google
COVID Cases
Tracks Global, Regional and local cases and deaths from COVID.
Source: JHU.edu
Job Markets
More than a billion current and historical job postings to measure the impact on the job market across industries.
Source: Burning Glass
Consumer Spending
Aeasonally adjusted credit/debit card spending relative to January 4-31 2020 in various categories
Source: Affinity Solutions
Economic Indicators And COVID Impact
Consumer level economic factors by national, regional and local level by industry and other cohorts.
Source: Track the Recovery
Restaurant Reservation Index
Global cities (49), US States, US Counties
Source: OpenTable
Market Color
Market Color covering a range of Structured Products from BWIC, email
Source: Emperasign, RiskSpan
Demographic
Size and composition of the U.S. population by various cohorts
Source: Census.gov
Unemployment
National, State and MSA level unemployment
Source: BLS
Housing Starts
Housing starts by type of unit by region
Source: St Louis Fed.org, NAHB
House Price Data
State and MSA level HPI
Source: FHFA
Forbearance
National servicing call survey captured the % of loans serviced that are in forbearance
Source: MBA.org
Delinquency
Delinquency status of loans across geographic regions and loan types
Source: Fannie Mae, Freddie Mac, Intex, CoreLogic, MBA.org
RMBS Private Label Securities (PLS)
Historical loan performance data for loans that have been securitized in PLS
Source: Corelogic
Agency MBS Issuers
Loans originated and delivered into Agency MBS monthly
Source: Fannie Mae, Freddie Mac
Agency Credit Risk Transfer (CRT) Deal P...
Fannie Mae (CAS and CIRT) and Freddie Mac (STACR and ACIS) Deal performance data
Source: Fannie Mae, Freddie Mac
Agency Single Family Historical Loan Lev...
Historical loan level performance data issued by Fannie Mae and Freddie Mac representative of loans in Credit Risk Transfer (CRT) deals.
Source: Fannie Mae, Freddie Mac
Agency MBS Loan Level Data
U.S. Agency MBS Loan Level Data: FNMA, FHLMC, GNMA
Source: eMBS
Agency MBS Pool Level Data
U.S. Agency MBS Pool Level Data: FNMA, FHLMC, GNMA (GN and GN2 programs)
Source: eMBS
Resources
Article
![RiskSpan Expands Private Credit Solution to Include Residential Transition Loans](https://riskspan.com/wp-content/uploads/2024/07/PR-Hero-1024x576.png)
RiskSpan Expands Private Credit Solution to Include Residential Transition ...
Arlington, VA – July 18, 2024 – RiskSpan, a leading technology provider of innovative risk management and data analytics for securities, loans and private credit, today announced the addition of
![AI Prompt Structuring — Does it Even Matter?](https://riskspan.com/wp-content/uploads/2024/07/Hero-Image-Prompt-Engineering-Blog-1-1024x585.png)
AI Prompt Structuring — Does it Even Matter?
At the mesh point of human ingenuity and artificial intelligence, the importance of appropriately structured prompts is frequently underestimated. Within this dynamic (and, at times, delicate) ecosystem, the meticulous craftmanship
![MSR Tape to Bid in 6 Easy Steps](https://riskspan.com/wp-content/uploads/2024/07/storylane-screenshot-1024x549.png)
MSR Tape to Bid in 6 Easy Steps
Creating an MSR bid using RiskSpan's Edge Platform is designed to be easy. How easy? So easy that we challenged a user to create a storylane illustrating how to get
![Get Free Access to RiskSpan's Non-Agency Performance Trends Dashboard](https://riskspan.com/wp-content/uploads/2024/07/Screenshot-2024-07-10-104934-1024x524.png)
Get Free Access to RiskSpan’s Non-Agency Performance Trends Dashboard
The latest addition to RiskSpan’s free RS Insights dashboard enables users to delve into insightful non-Agency delinquency trends. Slice and dice CoreLogic loan-level data by LTV, FICO, balance, vintage, doc
![RiskSpan Launches MBS Loan Level Historical Data on Snowflake Marketplace](https://riskspan.com/wp-content/uploads/2024/06/Snowflake-RS-hero-1024x578.png)
RiskSpan Launches MBS Loan Level Historical Data on Snowflake Marketplace
ARLINGTON, Va., June 18, 2024 – RiskSpan, a leading provider of data analytics and risk management solutions for the mortgage industry, announced today that it has launched MBS Loan Level
![The newest, fastest and easiest way to access and analyze Agency MBS data](https://riskspan.com/wp-content/uploads/2024/05/Snowflake-Marketplace-blog-hero-1024x576.png)
The newest, fastest and easiest way to access and analyze Agency MBS data
TL;DR Summary of Benefits Data normalization and enhancement: RiskSpan’s MBS data on Snowflake normalizes Fannie, Freddie, and Ginnie loan-level data, consolidating everything into one set of field names. It also
![Transforming Loan Data Management Using Snowflake Secure Data Sharing](https://riskspan.com/wp-content/uploads/2024/05/Snowflake-Webinar-Hero-1024x585.jpg)
Transforming Loan Data Management Using Snowflake Secure Data Sharing
Presenters Paul Gross Senior Quantitative Analyst, Rithm Capital Michael Cowley Principal, Data Cloud Products, Snowflake Bernadette Kogler CEO, RiskSpan Suhrud Dagli CTO, RiskSpan Wednesday, May 29th, 2024 1:00 ET Hear
![Snowflake and the Future of Data Sharing Across Financial Institutions](https://riskspan.com/wp-content/uploads/2024/05/Snowflake-Blog-Hero-1024x585.png)
Snowflake and the Future of Data Sharing Across Financial Institutions
The digitization of the financial services industry has opened countless doors to streamlining operations, building customer bases, and more accurately modeling risk. Capitalizing on these opportunities, however, requires financial institutions
![Loans & MSRs: Managing model assumptions and tuners the easy way](https://riskspan.com/wp-content/uploads/2024/04/hidden-features-background-1024x576.png)
Loans & MSRs: Managing model assumptions and tuners the easy way
One of the things that makes modeling loan and MSR cash flows hard is appropriately applying assumptions to individual loans. Creating appropriate assumptions for each loan or MSR segment is
![How an MSR Analytical Solution Can Boost Your Mortgage Banking Business](https://riskspan.com/wp-content/uploads/2024/04/Picture1-1024x683.png)
How an MSR Analytical Solution Can Boost Your Mortgage Banking Business
And why it's probably less expensive than you think Mortgage servicing rights (MSRs) are complex and volatile assets that require careful management and analysis. Inherent in MSR risk management is
![FICO](https://riskspan.com/wp-content/uploads/2023/06/FICO-PNG-1024x393.png)
What Do 2024 Origination Trends Mean for MSRs?
While mortgage rates remain stubbornly high by recent historical standards, accurately forecasting MSR performance and valuations requires a thoughtful evaluation of loan characteristics that go beyond the standard "refi incentive"
![GenAI Applications for Loans and Mapping Data](https://riskspan.com/wp-content/uploads/2024/03/Picture2-1024x576.png)
GenAI Applications for Loans and Mapping Data
RiskSpan is actively furthering the advancement of several GenAI applications aimed at transforming how mortgage loan and private credit investors work and maximizing their efficiency and performance. They include: 1.