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Edge: Zombie Banks
At the market highs, banks gorged themselves on assets, lending and loading their balance sheets in an era of cheap money and robust valuations. As asset prices drop, these same
Cracking the Code for a Gender-Equal Future: Strategies for addressi...
Bias is real and we all have it – both men and women. It’s often hard to recognize, as bias is the result of cultural and societal norms that have
RiskSpan Adds CRE, C&I Loan Analytics to Edge Platform
ARLINGTON, Va., March 23, 2023 – RiskSpan, a leading technology company and the most comprehensive source for data management and analytics for mortgage and structured products, has announced the addition
Quantifying Mortgage Risk — Best Practices in the Wake of SVB
Much has been made of the Silicon Valley Bank saga, from the need for basic risk management (was there any, other than a trivial nod?) to the possibility of re-extending
Duration Risk: Daily Interest Rate Risk Management and Hedging Now Indispen...
The rapid decline of Silicon Valley Bank and Signature Bank affirms the strong need for daily interest rate risk measurement and hedging. All financial institutions should have well documented management
Webinar Recording: An Investor’s Guide to America’s Housing Supply Crisis
Presenters Amy Crews Cutts President, AC Cutts and Associates and Chief Economist, NACM Michael Neal Equity Scholar and Principal Research Associate, Urban Institute Janet Jozwik Senior Managing Director and Head
Are Recast Loans Skewing Agency Speeds?
In a previous blog, we highlighted large curtailments on loans, behavior that was driving a prepayment spike on some new-issue pools. Any large curtailment should also result in shortening the
RiskSpan Incorporates Flexible Loan Segmentation into Edge Platform
ARLINGTON, Va., March 3, 2023 -- RiskSpan, a leading technology company and the most comprehensive source for data management and analytics for residential mortgage and structured products, has announced the
Takeaways from SFVegas 2023
The most highly attended conference in recent years brought together leaders from government, capital markets, and tech institutions to discuss the current state and future of the securitization markets. SFVegas
RiskSpan’s Snowflake Tutorial Series: Ep. 1
Learn how to create a new Snowflake database and upload large loan-level datasets The first episode of RiskSpan's Snowflake Tutorial Series has dropped! This six-minute tutorial succinctly demonstrates how to:
The Curious Case of Curtailments
With more than 90% of mortgages out-of-the-money from a refinancing standpoint, the MBS market has rightly focused on activities that affect discounts, including turnover and to a much lesser extent
A Practical Approach to Climate Risk
Assessment for Mortgage Finance
Note: The following is the introduction from RiskSpan's contribution to a series of essays on Climate Risk and the Housing Market published this month by the Mortgage Bankers Association's Research
