Client Benefits

The earnings forecast framework RiskSpan developed represented a significant improvement over the client’s previous system of disconnected data, unintegrated models, and error-prone workarounds. Benefits of the new system included:  

• User Interface – Improved process for managing loan lifecycles and GUI-based process execution  
• Data Lineage – Implemented necessary constraints to ensure forecasting processes are executed in sequence and are repeatable. Created a predefined, dynamic output lineage tree (UI-accessible) to build robust data flow sequence used to facilitate what-if scenario analysis. 
• Run Management – Assigned a unique run ID to every execution to ensure individual users across the institution can track and reuse execution results 
• Audit Trail – Designed logging of forecasting run details to trace attributes such as version changes (Version control system – GIT, SVN), timestamp, run owner, and inputs used (MySQL/Oracle Databases for logging)  
• Identity Access Management – User IDs and access is now managed administratively. Metadata is captured via user actions through the framework for audit purposes. Role-based restrictions now ensure data and forecasting features are limited to only those who require such permissions 
• Golden Configuration – Implemented execution-specific parameters passed to models during runtime. These parameters are stored, enabling any past model result to be reproduced if needed 
• Data Masking – Encrypted personally identifiable information at-rest and in transit 
• Data Management – Execution logs and model/report outputs are stored to the database and file systems 
• Comprehensive User and Technical Documentation – RiskSpan created audit-ready documentation tied to logic changes and execution. This included source-to-target mapping documentation and enterprise-grade catalogs and data dictionaries. Documentation also included: 
  • • Vision Document 
    • User Guides 
    • Testing Evidence 
    • Feature Traceability Matrix