An inflexible, locally installed risk management system with dated technology required a large IT staff to support it and was incurring high internal maintenance costs.
Absent a single solution, the use of multiple vendors for pricing and risk analytics, prepay/credit models and data storage created inefficiencies in workflow and an administrative burden to maintain.
Inconsistent data and QC across the various sources was also creating a number of data integrity issues.
The Solution
An end-to-end data and risk management solution. The REIT implemented RiskSpan’s Edge Platform, which provides value, cost and operational efficiencies.
- Scalable, cloud-native technology
- Increased flexibility to run analytics at loan level; additional interactive / ad-hoc analytics
- Reliable, accurate data with more frequent updates
Deliverables
Consolidating from five vendors down to a single platform enabled the REIT to streamline workflows and automate processes, resulting in a 32% annual cost savings and 46% fewer resources required for maintenance.