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Cracking the Code for a Gender-Equal Future:
Bias is real and we all have it – both men and women. It’s often hard to recognize, as bias is the result of cultural
RiskSpan Adds CRE, C&I Loan Analytics to Edge Platform
ARLINGTON, Va., March 23, 2023 – RiskSpan, a leading technology company and the most comprehensive source for data management and analytics for mortgage and structured
Quantifying Mortgage Risk — Best Practices in the Wake of SVB
Much has been made of the Silicon Valley Bank saga, from the need for basic risk management (was there any, other than a trivial nod?)
Duration Risk: Daily Interest Rate Risk Management and Hedging Now Indispen...
The rapid decline of Silicon Valley Bank and Signature Bank affirms the strong need for daily interest rate risk measurement and hedging. All financial institutions
Webinar: An Investor’s Guide to America’s Housing Supply Crisis
Presenters Amy Crews Cutts President, AC Cutts and Associates and Chief Economist, NACM Michael Neal Equity Scholar and Principal Research Associate, Urban Institute Janet Jozwik
Are Recast Loans Skewing Agency Speeds?
In a previous blog, we highlighted large curtailments on loans, behavior that was driving a prepayment spike on some new-issue pools. Any large curtailment should
RiskSpan Incorporates Flexible Loan Segmentation into Edge Platform
ARLINGTON, Va., March 3, 2023 -- RiskSpan, a leading technology company and the most comprehensive source for data management and analytics for residential mortgage and
Takeaways from SFVegas 2023
The most highly attended conference in recent years brought together leaders from government, capital markets, and tech institutions to discuss the current state and future
RiskSpan’s Snowflake Tutorial Series: Ep. 1
Learn how to create a new Snowflake database and upload large loan-level datasets The first episode of RiskSpan's Snowflake Tutorial Series has dropped! This six-minute
The Curious Case of Curtailments
With more than 90% of mortgages out-of-the-money from a refinancing standpoint, the MBS market has rightly focused on activities that affect discounts, including turnover and
A Practical Approach to Climate Risk
Assessment for Mortgage Finance
Note: The following is the introduction from RiskSpan's contribution to a series of essays on Climate Risk and the Housing Market published this month by
Video: Mortgage Market Evolution
As any mortgage market veteran will attest, the distribution and structure of the mortgage market is constantly in flux. When rates fall, at-the-money coupons become
“Reject Inference” Methods in Credit Modeling: What are the Challenges?
Reject inference is a popular concept that has been used in credit modeling for decades. Yet, we observe in our
Rising Rates; Rising Temperatures: What Higher Interest Rates Portend for Mortgage Climate Risk — An interview with Janet Jozwik
Janet Jozwik leads RiskSpan’s sustainability analytics (climate risk and ESG) team. She is also an expert in mortgage credit risk
How Do You Rate on Fannie Mae’s New Social Index?
Quick take-aways HMDA data contains nearly every factor needed to replicate Fannie Mae’s Single Family Social Index. We use this
Live Demo of RiskSpan’s Award-Winning Edge Platform–3
Wednesday, August 24th | 1:00 p.m. EDT Live Demo of RiskSpan’s award-winning Edge Platform. Learn more and ask questions at
RiskSpan Introduces Multi-Scenario Yield Table
ARLINGTON, Va., August 4, 2022 RiskSpan, a leading provider of residential mortgage and structured product data and analytics, has announced
It’s time to move to DaaS — Why it matters for REITs, loan and MSR investors
Data as a service, or DaaS, for REITs, loans and MSR investors is fast becoming the difference between profitable trades
Senior Home Equity Rises Again to $11.12 Trillion
Senior home equity rises again. Homeowners 62 and older saw their housing wealth grow by an estimated 4.9 percent ($520
RiskSpan Introduces Media Effect Measure for Prepayment Analysis, Predictive Analytics for Managed Data
ARLINGTON, Va., July 14, 2022 RiskSpan, a leading provider of residential mortgage and structured product data and analytics, has announced
Automated Legal Disclosure Generator for Mortgage and Asset-Backed Securities
Issuing a security requires a lot of paperwork. Much of this paperwork consists of legal disclosures. These disclosures inform potential
Why Accurate MSR Cost Forecasting Requires Loan-by-Loan Analytics
When it comes to forecasting MSR cash flows, the practice of creating “rep lines,” or cohorts, of loans with similar
RiskSpan Introduces Proprietary Measure for Plotting Burnout Effect on Prepays, Adds RPL/NPL Forecasting
ARLINGTON, Va., June 22, 2022 -- RiskSpan, a leading provider of residential mortgage and structured product data and analytics, has
Webinar Recording: How Much Will That MSR Portfolio Really Cost You?
Recorded: June 8th | 1:00 p.m. ET Accurately valuing a mortgage servicing rights portfolio requires accurately projecting MSR cash flows.
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